BNPL News & Analysis
2 articles
Market Mood
BNPL Lenders Face New Regulations on Refunds Starting Wednesday
New regulations for Buy Now Pay Later (BNPL) services require lenders to obtain regulatory approval to operate, effective Wednesday. This change aims to enhance consumer rights by providing better access to refunds and complaint resolutions. However, it is anticipated that affordability checks could lead to loan rejections for some customers, with concerns about being pushed towards unregulated alternatives. According to Experian, over 100 million BNPL transactions were conducted by 8.5 million customers in 2025, totaling more than £7 billion in spending, with 98.5% of balances repaid on time. This could impact consumer spending and the operational landscape for BNPL providers.
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Klarna Group (KLAR) Reports Cautious Guidance, Shares Drop 13.13%
Klarna Group plc (KLAR) reported a one-month return of -13.13% as of June 26, 2026, when its shares closed at $20.29, reflecting a market capitalization of $7.71 billion. The company faced pressures from cautious guidance regarding growth and emerging U.S. credit products, which delayed profitability. This was compounded by increased regulatory scrutiny in the U.S. and EU concerning consumer-lending rules. Despite this, Klarna experienced a 62.26% share gain over the past three months, indicating potential resilience in its long-term prospects.
Read More: Klarna Group (KLAR) Reports Cautious Guidance, Shares Drop 13.13%