EarningsLimit News & Analysis

Social Security Earnings Limits Increase to $24,480 and $65,160

Social Security recipients can continue working after claiming benefits, provided they are at least 62 years old. For those not reaching full retirement age in 2026, the earnings limit is $24,480, up from $23,400 in 2025. Earnings above this threshold reduce benefits by $1 for every $2 earned over the limit. For individuals hitting full retirement age in 2026, the limit rises to $65,160 from $62,160, with benefits reduced by $1 for every $3 earned over that amount. These thresholds are adjusted annually based on the national average wage index.