CD Rates Today: Highest 4% APY Offered by Goldman Sachs (GS)
Published on 5/9/2026
AI Summary
The highest certificate of deposit (CD) rate available today is 4% APY, provided by Marcus by Goldman Sachs on a 9-month CD. In 2025, the Federal Reserve reduced its federal funds rate three times, but has left rates unchanged so far in 2026, raising concerns that this may be the last opportunity to secure competitive CD rates before potential future increases. For instance, a deposit of $1,000 in a one-year CD at 4% APY would yield a total of $1,040.74 at maturity, earning $40.74 in interest. Overall, CD rates vary widely across institutions, and diligent comparison is suggested for optimal earnings.
Related News
Central Banks
OECD predicts Japan (JP) interest rates rise to 2% by 2027
May 13
Commodities
Gold (XAU) Decline As US Inflation 3.7% Lowers Rate Cut Odds
May 13
Economy
New Zealand Inflation Expectations Rise in Q2, Central Bank Data
May 13
Economy
Indonesia Interventions as Rupiah Hits Record Low of 15,200 IDR
May 13