CD Rates Today: Highest 4% APY Offered by Goldman Sachs (GS)
Published on 5/9/2026
AI Summary
The highest certificate of deposit (CD) rate available today is 4% APY, provided by Marcus by Goldman Sachs on a 9-month CD. In 2025, the Federal Reserve reduced its federal funds rate three times, but has left rates unchanged so far in 2026, raising concerns that this may be the last opportunity to secure competitive CD rates before potential future increases. For instance, a deposit of $1,000 in a one-year CD at 4% APY would yield a total of $1,040.74 at maturity, earning $40.74 in interest. Overall, CD rates vary widely across institutions, and diligent comparison is suggested for optimal earnings.
Related News
Tech
Goldman Sachs Initiates Intel (INTC) Coverage with $150 Target
Jun 27
Economy
Social Security Benefits Impact by Working in Retirement Explored
Jun 27
Central Banks
Fed Interest Rate Expectations Shift After 4.1% PCE Inflation Data
Jun 27
Bonds
U.S. Fed Hikes Likely in December; ECB Rates Up to 2.25%
Jun 27