Mortgage Rates Increase Again: 30-Year Fixed at 6.91% on Sep 12

As of September 12, 2026, mortgage rates have risen for the second consecutive day, according to the Zillow lender marketplace. The 30-year fixed mortgage rate increased by 8 basis points to 6.91%, while the 15-year fixed rate went up by 14 basis points to 6.37%. Additionally, the 5/1 adjustable-rate mortgage (ARM) is now at 6.85%. These rising rates may impact home buying and refinancing decisions for potential borrowers, influencing housing market dynamics. Understanding these changes can help ordinary investors make informed decisions regarding property investments.