Mortgage Rates Increase: 30-Year Fixed Up to 6.40% on July 5

Published on Β· Source: finance.yahoo.com

Mortgage Rates Increase: 30-Year Fixed Up to 6.40% on July 5

AI Summary

Summarized by AI from the source below

As of July 5, 2026, mortgage rates have increased compared to June 28. The 30-year fixed mortgage rate rose by 23 basis points to 6.40%, the 15-year fixed increased by 11 basis points to 5.86%, and the 5/1 ARM surged by 43 basis points to 6.52%. National averages include a 30-year VA rate at 5.81% and a 15-year VA rate at 5.51%. These changes in mortgage rates could influence borrowing costs and housing market activity going forward.

Informational only, not financial advice. Content is AI-generated and may contain errors. How this works.

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