Mortgage Rates Drop Slightly on September 19, 2026 to 7.04%

Mortgage rates have decreased slightly as of September 19, 2026. The 30-year fixed rate fell by 1 basis point to 7.04%, the 20-year fixed rate fell 10 basis points to 6.82%, and the 5/1 ARM also fell by 10 basis points to 7.04%. For refinancing, the 30-year fixed rate is now 7.01%. These lower rates could lead to increased mortgage activity, impacting housing market dynamics and affordability for potential homebuyers.

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