Mortgage Rates Drop: 30-Year Fixed Rate Average at 6.15%

Published on 4/12/2026

Mortgage Rates Drop: 30-Year Fixed Rate Average at 6.15%

AI Summary

Summarized by AI from the source below

Mortgage interest rates have decreased, with the average 30-year fixed rate now at 6.15%, down seven basis points from last weekend. The 15-year fixed rate has fallen to 5.64%. Additional rates include the 20-year fixed at 5.97% and 5/1 ARM at 6.44%. These changes are relevant for potential homebuyers and can influence housing market dynamics significantly.

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