NEWEconomy

Best Money Market Account Rates: 4.01% APY Available Today

Published on 6/14/2026

#MMA#APY#FederalReserve
Best Money Market Account Rates: 4.01% APY Available Today

AI Summary

As of June 14, 2026, the national average money market account (MMA) rate is 0.57%, according to the FDIC. TotalBank offers a top MMA rate of 4.01% APY with a minimum balance requirement of $2,500. Other notable rates include Brilliant Bank at 4% APY and Zynlo at 3.90% APY. The Federal Reserve has kept its target rate steady in 2026 after three cuts in 2025, leading to declining deposit rates, making it essential for savers to compare account options.

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